50/30/20 Budget Template + Bill Calendar: Google Sheets & Excel Spreadsheet
 
Take full control of your finances with this budget planner template, designed for clarity, simplicity, and real results. It uses the built-in method of allocating your after-tax income: 50% for needs, 30% for wants, and 20% for savings and debt, giving you a straightforward way to manage your money. Fully customizable, you can adjust the ratios to suit your goals, making this budget spreadsheets tool flexible, effective, and beginner-friendly.
 
Whether it’s 70/20/10, 60/30/10, or your own plan, you can customize this budget template to match your unique goals
 
𝐖𝐡𝐲 𝐘𝐨𝐮’𝐥𝐥 𝐋𝐨𝐯𝐞 𝐈𝐭:
✅ 𝐁𝐞𝐠𝐢𝐧𝐧𝐞𝐫-𝐅𝐫𝐢𝐞𝐧𝐝𝐥𝐲 & 𝐒𝐢𝐦𝐩𝐥𝐞: One clean tab to track income, spending, savings, and debt without complex formulas.
✅ 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐜 𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬: Input your income and expenses; the sheet updates in real-time to show your progress toward each category.
✅ 𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 & 𝐂𝐮𝐬𝐭𝐨𝐦𝐢𝐳𝐚𝐛𝐥𝐞: Tailor your categories, income frequency, and budget ratios to match your lifestyle.
✅ 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐞𝐝 𝐁𝐢𝐥𝐥 𝐂𝐚𝐥𝐞𝐧𝐝𝐚𝐫: Stay on top of recurring payments and avoid late fees. Use it as your google sheets budget to manage finances efficiently and gain financial clarity.
 
Transform your approach to money: spend intentionally, save confidently, and take control of your financial future.
 
📩 𝐃𝐨𝐰𝐧𝐥𝐨𝐚𝐝 𝐧𝐨𝐰 and start budgeting smarter today.