50/30/20 Budget Template + Bill Calendar: Google Sheets & Excel Spreadsheet
Take full control of your finances with this budget planner template, designed for clarity, simplicity, and real results. It uses the built-in method of allocating your after-tax income: 50% for needs, 30% for wants, and 20% for savings and debt, giving you a straightforward way to manage your money. Fully customizable, you can adjust the ratios to suit your goals, making this budget spreadsheets tool flexible, effective, and beginner-friendly.
Whether itโs 70/20/10, 60/30/10, or your own plan, you can customize this budget template to match your unique goals
๐๐ก๐ฒ ๐๐จ๐ฎโ๐ฅ๐ฅ ๐๐จ๐ฏ๐ ๐๐ญ:
โ ๐๐๐ ๐ข๐ง๐ง๐๐ซ-๐ ๐ซ๐ข๐๐ง๐๐ฅ๐ฒ & ๐๐ข๐ฆ๐ฉ๐ฅ๐: One clean tab to track income, spending, savings, and debt without complex formulas.
โ ๐๐ฎ๐ญ๐จ๐ฆ๐๐ญ๐ข๐ ๐๐๐ฅ๐๐ฎ๐ฅ๐๐ญ๐ข๐จ๐ง๐ฌ: Input your income and expenses; the sheet updates in real-time to show your progress toward each category.
โ ๐ ๐ฅ๐๐ฑ๐ข๐๐ฅ๐ & ๐๐ฎ๐ฌ๐ญ๐จ๐ฆ๐ข๐ณ๐๐๐ฅ๐: Tailor your categories, income frequency, and budget ratios to match your lifestyle.
โ ๐๐ง๐ญ๐๐ ๐ซ๐๐ญ๐๐ ๐๐ข๐ฅ๐ฅ ๐๐๐ฅ๐๐ง๐๐๐ซ: Stay on top of recurring payments and avoid late fees. Use it as your google sheets budget to manage finances efficiently and gain financial clarity.
Transform your approach to money: spend intentionally, save confidently, and take control of your financial future.
๐ฉ ๐๐จ๐ฐ๐ง๐ฅ๐จ๐๐ ๐ง๐จ๐ฐ and start budgeting smarter today.
50/30/20 Budget Template - Google Sheets & Excel Spreadsheet
โ๏ธ You will need to be signed in to your Google account to use the template.
โ๏ธ You will receive a PDF with a link to the template in Google Sheets. Youโll find it under Purchases & Reviews on your Etsy account, and it will also be emailed to you.
โ๏ธ Click โAccess Your Template Hereโ and the template will open up in your browser.
โ๏ธ The spreadsheet can be used in your browser on a Mac or PC, or with the Google Sheets app on your phone or tablet.
















